Press Releases

Release Date: May 26, 2021

Murphy – Murphy Fire Chief Al Lovingood received notification on Tuesday, May 25, 2021 from NC Insurance Commissioner and State Fire Marshal Mike Causey that both the Murphy and MR Fire Districts Public Protection Classification (PPC) has improved effective September 1, 2021.

Murphy Fire District’s rating is reduced from a PPC 4 to a PPC 3. MR Fire District’s rating is reduced from a PPC 5 to a PPC 4.

The NCRRS rating system ranges from PPC 1 (highest) to PPC 10 (not recognized as a certified fire department by the state), with most rural departments falling into the 9S category. While lower ratings do not necessarily indicate poor service, a higher rating does suggest that a department is overall better equipped to respond to fires in its district. Higher ratings can also significantly lower homeowners insurance rates in that fire district.

Our department is extremely proud of these ratings and what they mean to the property owners and businesses in our fire districts. These PPC ratings are not only difficult to obtain but can be challenging to keep. Murphy Fire personnel along with our partners committed many hours to the efforts of these rating reductions in an effort to aid our community.

As of October 31, 2019, of the 1520 fire districts in NC, only 59 have lower than a PPC 3 and 180 have less than a PPC 4 insurance rating completed by NC Office of State Fire Marshal.

I would like to thank and congratulate our personnel on this accomplishment along with their dedication & commitment to our community. A special thank you is extended to our partners who aided in this effort.

As we continue striving to be as asset to our community, we are thankful for all the support we receive.


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